Harding Park is near the Pacific Ocean in the western-most part of San Francisco. Therefore, staying almost anywhere there are major hotel chains, like San Francisco's Financial District or near the SFO airport requires a bit of a commute to the course. Some local options include:

1.) For the shortest commute, stay in one of the small hotels near Ocean Beach -- these are not the Ritz Carlton, however, be forewarned. An example is the Seals Rock Inn:

http://www.sealrockinn.com/

2.) Stay in Pacifica, (The Best Western Lighthouse Hotel looks nice) which is about 15 minutes away from the golf course and has many tourist destinations:

http://www.pacificachamber.com/lodging.html

3.) A bed a breakfast that we have never stayed in, (it was booked when we tried once) but which looks nice:

http://www.bbhost.com/oceanbeach/

Get the Strackaline Book for TPC Harding Park Golf Course